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Loan Products 

Fix & Flip 

Funding for the acquisition and renovation of non-owner occupied properties on a short-term basis.

  • Loan Amount: $100K-$5M for 1-4 family, condos, & townhouses. 

  • Minimum FICO: 620

  • Rates: Starting at 10.25%

  • Term Length: Up to 18 Months

Wood Frame of House
House Frames

Ground-Up Construction 

Funding for residential new construction projects, ranging from 1-4 units to 5 or more, for builders, developers, and investors.​

  • Loan Amount: $100k-$5 Million

  • Minimum FICO: 620

  • Rates: Starting at 11.25% 

  • Term Length: Up to 18 months

DSCR

Long-term financing solution for building a rental portfolio, from 1-4 units, with attractive interest rates starting at 6.25% and DSCR as low as 1.00.​

  • Loan Amount: $75K-$5 million 

  • Minimum FICO: 660

  • Rates: Starting at 6.99%

  • Terms: 30-Year Fixed, Hybrid ARMS (5/1, 7/1, 10/1), &
    5- & 10-Year Interest-Only

Ancient Architecture
Aerial View of a Suburb

Rental Portfolios

Financing for real estate investors who own or looking to purchase multiple rental properties, refinance existing properties, or make improvements to their existing properties.

  • Loan Amount: $250K-$50 million 

  • Minimum FICO: 660

  • Rates: Starting at 7.06%

  • Terms: 30-Year Fixed, Hybrid ARMS (5/1, 7/1, 10/1), &
    5- & 10-Year Interest-Only

Multi-Family 

Short term bridge, and long-term loans for multi-family property types 5+ units.

 

  • Loan Amount: $250,000- $5,000,000

  • Minimum FICO: 680

  • Rates: Starting at 7.125 %

  • Term Length: 12 Months+

Modern Apartment Block
Image by Sven Fischer

Land Development 

  • ​Size: $5M - $20M

  • Term: 12 - 36 months

  • Options: Fixed & Floating

  • LTC: 50% on land / 75% on SFR vertical

  • LTV: 65% of sellout value

  • Position: Senior debt only

  • Recourse: Bad-Act, Completion Interest & Carry, Environmental

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