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Terms & Conditions 

Terms and Conditions

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Welcome to East Towne Capital LLC. By accessing or using our website or services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully. If you do not agree to these terms, you may not use our services.

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1. Services Provided

East Towne Capital LLC operates as a private money lender and brokerage, providing financing solutions for real estate investors, developers, and home builders. Our services include but are not limited to:

  • Fix-and-flip loans

  • Ground-up construction loans

  • Single-family rental property loans

  • Rental portfolio financing

  • Stabilized bridge loans

  • Debt Service Coverage Ratio (DSCR) loans

We reserve the right to modify, suspend, or discontinue any of our services at any time without prior notice.

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2. Eligibility

To use our services, you must:

  • Be at least 18 years old.

  • Provide accurate and complete information during the application process.

  • Use our services solely for lawful purposes.

We reserve the right to refuse service or terminate accounts if eligibility requirements are not met or for other violations of these Terms and Conditions.

 

3. Loan Terms and Agreements

All loan agreements are subject to underwriting approval and specific terms outlined in individual loan contracts. These include:

  • Interest rates, fees, and repayment schedules.

  • Loan-to-value (LTV) ratios and credit requirements.

  • Terms and conditions specific to the loan product.

Final loan terms will be documented in the loan agreement and must be signed before disbursement of funds.

 

4. Fees and Costs

Borrowers may be required to pay fees associated with loan origination, underwriting, processing, and administration. These fees may include but are not limited to:

  • Origination fees

  • Processing fees

  • Underwriting fees

  • Administrative fees

All fees will be disclosed during the loan application process.

 

5. Use of Website

The content and information on this website, including but not limited to text, images, and pricing, are for informational purposes only. Unauthorized use or reproduction of our website content is prohibited.

You agree not to:

  • Use our website for fraudulent or illegal purposes.

  • Disrupt or interfere with the website’s functionality.

 

6. Confidentiality and Privacy

We are committed to protecting your personal and financial information. Please refer to our Privacy Policy for detailed information about how we collect, use, and safeguard your data.

 

7. Disclaimers

  • Loan approvals and funding are not guaranteed and depend on several factors, including creditworthiness, property evaluation, and compliance with applicable regulations.

  • We make no warranties or representations about the accuracy or completeness of the information on this website.

 

8. Limitation of Liability

East Towne Capital LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our services or website.

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9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Maryland, without regard to its conflict of law principles.

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10. Modifications

We reserve the right to update or revise these Terms and Conditions at any time. Changes will be posted on this page, and your continued use of our services constitutes acceptance of such changes.

 

11. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us:
Email:Loans@easttownecapital.com
Phone: 301-541-3999
Mailing Address: 4701 Sangmore Road Suite 100N #2200 Bethesda MD 20816

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By using our website or engaging with our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

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