Multifamily
Capital for multifamily investment.
From smaller multifamily acquisitions to larger investment opportunities, East Towne Capital works with qualified investors seeking financing for acquisitions, refinances, bridge transactions, repositioning, and long-term holds. East Towne Capital's multifamily capabilities are not limited to a single unit-count band.
Two Financing Paths
Structured to the scale of the transaction
East Towne Capital evaluates multifamily across two complementary paths so a smaller acquisition and a multimillion-dollar investment opportunity can each be approached appropriately.
Small-Balance Multifamily
For smaller multifamily investment transactions
Potential financing may begin around $250,000 depending on program. A practical path for acquisitions, refinances, and holds on smaller multifamily assets.
- Purchase
- Refinance
- Cash Out
- Long-Term Hold
- Bridge
- Repositioning
Larger Multifamily
For larger acquisitions, refinances, and value-add strategies
Loan amount is transaction dependent. Multimillion-dollar capital requests can be submitted without suggesting East Towne Capital's capabilities stop at the small-balance program ceiling.
- Acquisition
- Refinance
- Bridge
- Value-Add
- Repositioning
- Long-Term Hold
What We Evaluate
The transaction, not just the request
East Towne Capital looks beyond the surface to understand how the financing fits the overall transaction.
- Purchase price
- Current value
- Unit count
- Occupancy
- Rent roll
- NOI
- Operating expenses
- Capital improvements
- Sponsor experience
- Requested financing
- Basis
- Exit strategy
Qualification
Minimum Credit Score
Minimum Credit Score: Generally 660–680+
Credit requirements vary by capital source, transaction, and loan program. Additional underwriting requirements may apply.
Minimum credit score is one qualification factor. Additional underwriting requirements apply. Meeting the minimum credit score does not guarantee approval, terms, or funding.
Indicative Financing Parameters
Parameters structured around the transaction
Shown to illustrate the range East Towne Capital evaluates. Actual structure depends on the transaction, borrower, property, market, and current program availability.
Credit
Generally 660–680+, depending on the capital source and financing program.
Financing parameters are indicative and subject to current program availability, borrower and property eligibility, underwriting, due diligence, documentation, market conditions, and applicable capital-source requirements. Information shown does not constitute an approval or commitment to lend.
Pricing + Cost Considerations
Look beyond the rate
The interest rate is one part of the economics of a transaction. East Towne Capital evaluates the complete financing structure so borrowers can understand the potential cost of capital before moving forward.
Interest Rate
Current pricing available by request.
East Towne Capital Fee
Varies by transaction and financing structure.
Capital Source Origination / Financing Fee
Separate from East Towne Capital's fee; varies by financing structure and applicable program.
Third-Party Costs
Transaction dependent.
Prepayment
Program dependent.
Extension Provisions
May apply depending upon financing structure.
Other Transaction Costs
May apply.
Long-Term Financing Cost Considerations
A lower interest rate does not automatically mean a lower total transaction cost. In addition to interest rate, consider the factors below.
East Towne Capital LLC fees, when applicable, are separate from any origination fees, points, underwriting fees, commitment fees, or other charges assessed by the applicable capital source. A transaction may also involve independent third-party expenses, including appraisal, legal, title, settlement, inspection, environmental, engineering, insurance, recording, and other due-diligence costs. East Towne Capital's fee is due only upon the successful closing of your loan. No fee is payable in advance, and if your loan does not close, no East Towne Capital fee is due. At closing, the applicable fee is disclosed and paid as part of the closing transaction and reflected on the applicable closing statement (HUD-1 or closing disclosure), separate from lender and third-party charges. The fees and expenses applicable to a particular transaction depend on the financing structure, property, borrower or sponsor, and program requirements and will be identified as applicable during the financing process. Rates, fees, terms, and program availability are subject to change. Information presented on this website does not constitute an approval or commitment to provide financing.
Fee Disclosure
FEE DISCLOSURE: East Towne Capital LLC may charge fees in connection with arranging, structuring, or facilitating a financing transaction. East Towne Capital's fees are separate from and in addition to any origination points, underwriting fees, commitment fees, administrative charges, or other financing costs imposed by the applicable capital source. East Towne Capital's fee is due only upon the successful closing of your loan; no fee is payable in advance, and if your loan does not close, no East Towne Capital fee is due. When applicable, the fee is collected at the closing table and disclosed and paid as part of the closing transaction on the settlement statement (HUD-1 or closing disclosure). Independent third-party costs, including appraisal, legal, title, settlement, insurance, environmental, engineering, inspection, recording, and other due-diligence expenses, may also apply. Actual rates, fees, costs, and financing terms vary by transaction and are subject to applicable program requirements, underwriting, due diligence, documentation, market conditions, and final approval. Nothing contained on this website constitutes an offer, approval, commitment to lend, or guarantee of financing.
Common Questions
Questions about multifamily
What unit counts can East Towne Capital evaluate?
East Towne Capital is not limited to a single unit-count band. Smaller multifamily and larger investment opportunities are each evaluated on their own merits through two complementary financing paths.
What financial information is required?
Rent roll, NOI, operating expenses, occupancy, capital improvements, and sponsor experience — alongside purchase price or current value and requested financing.
How are NOI and DSCR evaluated?
Net operating income and debt-service coverage are reviewed against the property's in-place and stabilized performance, subject to program requirements.
Can East Towne Capital evaluate bridge and permanent financing?
Yes — bridge, refinance, value-add, and long-term hold structures can each be evaluated depending on the transaction.
Capital for Your Next Multifamily Opportunity.
From acquisition and repositioning to refinancing and portfolio growth, explore financing structured around your multifamily investment strategy.
Minimum Credit Score: Generally 660–680+
Credit requirements vary by capital source, transaction, and loan program. Additional underwriting requirements may apply.
No upfront East Towne Capital fee. Our fee is due only when your loan successfully closes. If your loan does not close, no East Towne Capital fee is due.